Did you know that…
… only about 17% of adults surveyed by the OECD self-assessed their knowledge as high?
… the average obtained knowledge score across all individuals participating in the said OECD survey was 63% of the maximum possible?
Financial literacy focuses on the capacity to properly manage one’s personal finances, which necessitates understanding of how to make sound and sensible financial decisions. By assisting people in developing a realistic roadmap that will guide them through their lives, financial literacy reduces money-related stress, inspires confidence, allows people to more easily attain their goals and ambitions, enables them to better prepare for emergencies, and, at the end of the day, empowers them to be self-sufficient and independent.
At ERGO.Academy, we design, develop and implement programs that help participants to:
understand the interrelationship between today's financial decisions and future financial freedom/ health and wellness, learning about money-management strategies and key concepts including employment and income, budgeting, expenses, and savings
learn about credit and debt, consumer protection, smart shopping, risk management, investing, electronic payments, and net worth
learn how to manage bank accounts, investments, and credit, how to assess risks and use insurance, and how to address financial problems like identity theft and debt